| SIP / SWP | SIP | STP |
| Scheme | Systematic Investment Plan | Systematic Transfer Plan |
| What happens ? | Specific amount is debited in bank a/c & invested in selected scheme on Pre selected date(s) | Specific amount is redeemed from Source mutual fund & invested in Target Fund on pre selected date(s) |
| Amount Option | Fixed | Fixed Amount / only Appreciation |
| Need Lumpsum Investment | No | Yes |
| Ideal in case if You have | Regular Income | Variable Income |
| Step UP amount Option | Available | Available |
| Tax Applicability | As per Fund selected | As per Fund selected |
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